1. Applicant Details

Property Type:

Calculation Mode:

Applicant 1

Gross Monthly Income (S$) Current Total Monthly Loan Commitments (S$)

(Car loan, student loan, credit card minimum payments, etc.)

Current Age (Years)

2. Loan Eligibility & Limits

Loan Limits (TDSR 55%)

Total Gross Monthly Income: S$0
Maximum Allowable Monthly Mortgage Installment (TDSR Limit): S$0
Maximum Loan Tenure (Age Limit for 75% LTV): 0 Years

Maximum Affordability (MAS 4.0% Stress Rate)

Maximum Eligible Loan Amount: S$0
Maximum Purchase Price (LTV 75%): S$0

Estimated Purchase Costs

Minimum Downpayment (25% LTV): S$0
Estimated Buyer's Stamp Duty (BSD): S$0
Total Initial Cash/CPF Outlay: S$0
*Calculations assume 75% LTV based on the Maximum Eligible Loan Amount.

3. Estimated Monthly Instalments Breakdown

Maximum Eligible Loan Amount (from Limits): S$0 Actual Bank Interest Rate 2.50%

1.0%5.0%

Desired Loan Tenure (Years)

Note: This only affects the calculated installment, not the maximum loan limit.

Projected Monthly Repayment: S$0

TDSR Stress Test Rate:

The **Maximum Eligible Loan Amount** is calculated using the lowest of the **TDSR 55% limit** or the maximum tenure allowed by age, applying a **4.0% stress test interest rate**.

Loan Eligibility & Affordability Calculator